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Palos Verdes Homes Buyer Resources


Watch this brief video to learn how you can find your dream home. See my weekly reviews of Favorite Palos Verdes homes below (updated weekly).

Buyer Resources

What’s Happening With Mortgages?!!

The answer seems to change daily. I checked with a lender today and a 30-year fixed conforming loan (now $729,750 for Palos Verdes Peninsula/South Bay real estate) is 5 3/8% with one loan point while a jumbo loan is 6 1/2% with one loan point. On a jumbo loan, lenders are requiring a minimum of 25% down payment (this is new). A HUGE caveat on the conforming loans is that if the loan exceeds the...


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Proposed Increase in Loan Limits for Fannie Mae and Freddie Mac

There is serious discussion between Congressional leaders and the White House about increasing the loan limits from $417,000 to $625,000 (perhaps as high as $725,000 in high-cost areas) for guaranteed/insured Fannie Mae and Freddie Mac loans. From LATimes.com - "And in a provision crucial to high-housing-cost states such as California, there would be a significant one-year increase in the size of...


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Why The Valmonte Neighborhood Is So Special

The Valmonte neighborhood is located in Palos Verdes Estates. The best thing about this neighborhood is that it is a family neighborhood. There are usually groups of children playing outdoors on any given day. The topography is relatively flat which is great for walking, riding bikes, playing ball, etc. It is a very friendly area with lots of people taking walks and stopping to chat. Houses...


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Palos Verdes Art Jury Disclosure

In Palos Verdes Estates, we are blessed with the "Art Jury" (Homeowner's Association) which is to approve any exterior changes to your home. This is everything from the color of your home to shutters, doors, driveways, rain gutters, fencing -- you get the picture. The good news is that it keeps the neighborhood looking nice and not "too far out". The challenge can be when you sell your home. A...


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